Data Usage Policy

Understanding how lumerosiax tracks and manages information to enhance your experience with our budget surplus management services

Last Updated: February 15, 2025

What Are Tracking Technologies?

When you visit lumerosiax.com, we use various tracking technologies to understand how you interact with our financial planning resources. Think of these as digital breadcrumbs that help us remember your preferences and improve your experience across multiple visits.

These technologies work behind the scenes to collect information about your browsing patterns, device characteristics, and interaction with our budget management tools. We've designed our tracking systems to balance personalization with your privacy expectations.

Why This Matters for Your Financial Journey

Understanding our tracking helps you make informed decisions about your data while using our surplus management services. We believe transparency builds trust, especially when discussing your financial future.

Types of Tracking We Use

Essential Function Tracking

These technologies keep the website running smoothly and remember your basic preferences during each session.

  • Maintaining your login status across pages
  • Remembering items in your calculation tools
  • Ensuring forms work properly when you submit them
  • Protecting against security threats and spam

Performance Analysis

We track how visitors navigate our site to identify areas where we can improve the user experience.

  • Measuring page load speeds and technical performance
  • Understanding which budget tools are most helpful
  • Identifying navigation patterns and user flows
  • Spotting technical issues before they affect more users

Content Personalization

This helps us show you relevant financial resources based on your interests and previous interactions.

  • Suggesting relevant budget management articles
  • Customizing tool recommendations for your situation
  • Remembering your calculation preferences
  • Providing location-appropriate financial information

Marketing Insights

These technologies help us understand which marketing efforts bring the most value to visitors like you.

  • Measuring effectiveness of our educational content
  • Understanding referral sources and campaign performance
  • Optimizing our outreach to reach people who need our services
  • Testing different approaches to presenting information

Managing Your Tracking Preferences

You have several options for controlling how we track your interactions. Most browsers give you granular control over these settings, and we respect whatever choices you make.

Chrome

Settings → Privacy and Security → Site Settings → Cookies and Site Data

Firefox

Settings → Privacy & Security → Enhanced Tracking Protection

Safari

Preferences → Privacy → Website Tracking Options

Edge

Settings → Privacy, Search, and Services → Tracking Prevention

Impact of Blocking Tracking

While you can disable most tracking, some essential functions might not work properly. For example, our budget calculators rely on session storage to remember your inputs as you work through different scenarios.

How Long We Keep Your Data

Different types of tracking data have different retention periods based on their purpose and legal requirements:

  • Session Data: Automatically deleted when you close your browser or after 30 minutes of inactivity
  • Preference Settings: Stored for up to 12 months to remember your choices across visits
  • Analytics Data: Aggregated and anonymized after 90 days, with trends kept for up to 2 years
  • Security Logs: Maintained for 6 months to protect against recurring threats
  • Marketing Data: Reviewed quarterly and purged if no longer relevant to our services

We regularly audit our data retention practices to make sure we're not keeping information longer than necessary. If you request deletion of your data, we'll remove it within 30 days unless required by law to retain it.

Third-Party Tracking Services

Some of our tracking comes from trusted third-party services that help us understand website performance and user behavior. These partners have their own privacy policies and data handling practices.

We carefully evaluate any third-party service before integrating it with our website. Our partnerships focus on services that enhance your experience while maintaining reasonable privacy protections.

Your Control Over Third-Party Tracking

You can opt out of most third-party tracking through industry initiatives like the Digital Advertising Alliance's opt-out tool or by using browser extensions designed for privacy protection.

Updates to This Policy

We review and update this policy regularly to reflect changes in our tracking practices or legal requirements. When we make significant changes, we'll notify visitors through a banner on our website.

Minor updates, like clarifying existing practices or adding examples, happen without special notification. We recommend checking this page occasionally if you want to stay informed about our current practices.

The date at the top of this page shows when we last made changes to our tracking policy. All changes apply immediately unless we specify a different effective date.

Questions About Our Tracking Practices?

42-44 Church St, Dubbo NSW 2830, Australia

Phone: +61262875655

Email: support@lumerosiax.com

We're happy to explain any aspect of our data usage practices or help you adjust your tracking preferences.